You’ve probably heard the term “credit repair” at least once or twice in your life. And, if you’re one of the 68 million score-able Americans with a bad or poor credit score (lower than 601), you’ve probably wondered if it can help your standing. But what is credit repair exactly? Let’s break it down.
What Is Credit Repair?
Credit repair can involve fixing your bad credit in any way, shape or form, but when most people use the term ‘credit repair’, they’re referring to the process of disputing errors on credit reports. You can go through this dispute process for free with each of the credit bureaus on your own. This involves filing a formal dispute with the credit bureau(s) in question either online or via snail mail.
That formal dispute should provide a detailed explanation of the error and you’ll want to include any supporting documentation you have along with it. (You can learn more about disputing errors on your credit report here.)
Many people, however, don’t have the time or don’t understand how to make their case, so they look into hiring a credit repair company to dispute errors on their behalf. These companies can charge a fee for their legwork (more on how that works in a minute), but there are times when the extra help can certainly be welcome. (Say you have multiple errors across credit reports or you’ve been the victim of widespread identity theft.)
We’ll delve deeper into both types of credit repair, starting with credit repair businesses, since there’s a good chance that’s what someone is referring to when they use the term.
Our Repair tool is the only program that provides multiple ways to learn. If you like, you can just point and click to repair your credit using our unique system, but we also have both audio and video content in addition to the award-winning written content. You choose whichever way works best for you. We even have a video tutorial that takes you through the program step by step, all included in one simple-to-navigate system. It could not possibly be any easier!
Money-Back Guarantee
Purchase the program and take a full 60 days to review it. If it's not everything we said—and more—we’ll refund 100% of your money—no questions asked. You have nothing to lose.
Our Repair tool is the only program that provides multiple ways to learn. If you like, you can just point and click to repair your credit using our unique system, but we also have both audio and video content in addition to the award-winning written content. You choose whichever way works best for you. We even have a video tutorial that takes you through the program step by step, all included in one simple-to-navigate system. It could not possibly be any easier!
Money-Back Guarantee
Purchase the program and take a full 60 days to review it. If it's not everything we said—and more—we’ll refund 100% of your money—no questions asked. You have nothing to lose.
